The comprehensive curriculum extended beyond the mechanical mastery of riding to prioritize responsible citizenship and safety. Every participant received professional hands-on training using popular, beginner-friendly models to ensure a safe, sustainable, and modern learning experience. Integral to the program's success was the support provided to each learner in securing official learner’s licenses. Furthermore, the final felicitation ceremony was preceded by an intensive Road Safety & Driving module, which educated the participants on traffic regulations and road ethics to ensure they hit the road as safety-conscious drivers. Participation certificates were presented to the learners upon the successful completion of the course.
Reflecting on the impact of the initiative, Mr. Jinesh Shah, Chief Executive – Urban Secured Assets & Third-Party Products at LTF, stated that the company views itself as an architect of enablement, with this program serving as a testament to their drive for empowering the next generation to control their own journeys. Mr. Shah further noted that this commitment to mobility is mirrored in the company's business excellence, highlighting that the Two-Wheeler Finance business is one of LTF’s top three fulcrum products. Maintaining a prime-dominant portfolio with a superior zero DPD (Days Past Due) record compared to the industry, LTF offers empowerment through instant approvals, maximum loan eligibility, and competitive EMIs starting at Rs. 2,199 per lakh. This efficiency is powered by ‘Project Cyclops,’ a proprietary Artificial Intelligence and Machine Learning three-dimensional credit risk assessment engine that evaluates creditworthiness in real-time.
The company’s financial trajectory underscores this professional focus; in the third quarter ended December 31, 2025 (Q3FY26), LTF’s Two-Wheeler Finance business achieved all-time high quarterly disbursements of Rs. 3,217 Crore, marking a 33% Year-on-Year (YoY) growth. This success brought the total book size to Rs. 13,913 Crore, a 10% YoY increase. The host institution, K.L.E. Society’s Jagadguru Gangadhar College of Commerce, Hubballi, which was established in 1947 and holds a NAAC A++ accreditation, provided the ideal backdrop for this empowerment, continuing its legacy of comprehensive commerce education and student placement support.
Headquartered in Mumbai and holding a ‘AAA’ credit rating from four leading domestic agencies, L&T Finance Ltd. continues to execute its Lakshya 2026 plan to become a top-class, digitally enabled retail finance company. With recent rating upgrades from S&P Global Ratings and Fitch Ratings, and a customer database exceeding 2.8 Crore, the company remains focused on its Fintech@Scale pillar while keeping Environmental, Social, and Governance (ESG) standards at its core. This initiative in Hubballi stands as a significant milestone in LTF's broader mission of digital and financial inclusion, shifting the focus from products to the fundamental empowerment of the customer.
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