Loan Fest 2026 is designed to support customers in financing both planned and unforeseen expenses, including home renovation, higher education, weddings, travel, and medical emergencies. Eligible customers can apply for loan amounts ranging from Rs. 40,000 to Rs. 55 lakh with flexible repayment tenures from 12 months to 108 months. The personal loan interest rate ranges between 10% and 30% per annum, depending on customer eligibility, credit profile, income, and internal assessment. The loan is collateral-free and requires minimal documentation through a completely digital application process.
As part of the campaign, eligible customers whose Bajaj Finance Personal Loan is successfully disbursed during the campaign period may receive an exclusive reward bundle. The rewards have been curated to provide additional value through entertainment, dining, music, and lifestyle benefits alongside the loan. The reward bundle includes six months of complimentary membership to Zee5, Sony LIV, and 14 other OTT platforms, a three-month JioHotstar membership, a three-month Zomato Gold membership, a three-month JioSaavn Pro subscription, a 45-day Gaana membership, and more than 40 complimentary vouchers. These rewards are available only to eligible customers and remain subject to the applicable campaign terms and conditions.
The company stated that the campaign complements the standard features of the Bajaj Finance Personal Loan by offering additional benefits during the promotional period. Customers can complete the entire borrowing process online without visiting a branch. The digital application journey enables eligible applicants to check their loan offer, complete the application, submit the required information, and finish the process with minimal documentation.
Eligible applicants may receive quick approval, while funds can be disbursed within 24 hours after approval and successful verification. The streamlined digital process is intended to provide customers with a faster and more convenient borrowing experience.
A key feature of the Bajaj Finance Personal Loan is its flexible repayment tenure, which extends from 12 months to 108 months. The extended repayment period allows borrowers to choose an instalment schedule that aligns with their financial goals and monthly budget. A longer repayment tenure may reduce monthly Equated Monthly Instalments compared with a shorter repayment period for the same loan amount, enabling customers to manage larger financial commitments more comfortably.
The Bajaj Finance Personal Loan offers loan amounts ranging from Rs. 40,000 to Rs. 55 lakh, repayment tenures of 12 months to 108 months, personal loan interest rates ranging from 10% to 30% per annum, collateral-free borrowing, quick approval for eligible applicants, fund disbursal within 24 hours after approval and successful verification, minimal documentation, and a fully digital application process. These features provide customers with greater flexibility to borrow according to their financial requirements while selecting a repayment option that suits their budget.
Before applying, customers can use the personal loan Equated Monthly Instalment calculator available through Bajaj Finance to estimate their monthly repayments. The calculator enables applicants to assess monthly instalments based on the selected loan amount, applicable interest rate, and repayment tenure. It also helps customers compare repayment options, understand their financial commitments, and make informed borrowing decisions before submitting an application.
The online application process begins with customers accessing the Bajaj Finance Personal Loan section and entering the required loan amount along with their preferred repayment tenure to check their loan offer. Applicants then provide their personal, financial, and employment details to receive a personalised loan offer. After reviewing the available offer, customers may adjust the loan amount or repayment tenure according to their requirements before completing Know Your Customer verification and bank account authentication for loan disbursal. The application is subsequently assessed, after which a loan specialist contacts the applicant regarding the next stage of the process. Eligible applicants may receive funds within 24 hours following approval and successful verification.
Bajaj Finance stated that Loan Fest 2026 reflects its continued focus on delivering customer-centric lending solutions through a seamless digital platform. By combining exclusive rewards with flexible repayment tenures, competitive personal loan interest rates, collateral-free borrowing, and quick access to funds, the campaign seeks to provide additional value for eligible customers applying for a Bajaj Finance Personal Loan during the promotional period. All offers remain subject to applicable terms and conditions.
Bajaj Finance Limited, a subsidiary of Bajaj Finserv Limited, is a deposit-taking Non-Banking Financial Company registered with the Reserve Bank of India and classified as a Non-Banking Financial Company–Investment and Credit Company. The company operates diversified lending businesses across retail, small and medium enterprises, and commercial customer segments with a significant presence in urban and rural India. It also accepts public and corporate deposits while offering a broad range of financial products. With a history spanning thirty-five years, Bajaj Finance has established itself as a leading player in India's Non-Banking Financial Company sector and, on a consolidated basis, serves a customer franchise of 69.14 million. The company holds the highest domestic credit ratings of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, CRISIL AAA/Stable and ICRA AAA (Stable) for its fixed deposit programme, along with a long-term issuer credit rating of BB+/Positive and a short-term rating of B from S&P Global Ratings.
Loan Fest 2026 underscores Bajaj Finance's strategy of strengthening digital lending by combining faster access to credit with exclusive customer rewards, flexible repayment options, and a simplified application process, reinforcing its position in India's competitive financial services sector.
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